Wills/Trusts
Nearly all of us at some point have probably thought about making a will, yet only 30% of the population have one in place. Many people put it off as something they can do as they get ‘older’.

To ensure that your wishes are carried about after your death it is imperative that you have a Will in place that outlines how you would like your estate to be distributed.

Please let your adviser know if this is a service you are interested in exploring and we will make an introduction to our preferred partner.

Solicitors/Conveyancing
Conveyancing is the legal transfer of a property from one owner to another. The process involves a conveyancing solicitor or licensed conveyancer who acts on behalf of the buyer to ensure their client receives the title deeds to the property and the land it sits on. Conveyancing covers the entirety of the legal and administrative work required to ensure a house purchase is valid under law.

If you don’t already have a solicitor in mind, we recommend using one from our preferred panel. Please get in touch with your adviser to discuss in detail.

Surveys/Valuations
A house survey is carried out by a qualified surveyor who checks the condition of a home before you buy.  In the same way you might get a car checked over before you buy it, it’s a good idea to find out more about the property you are looking to invest in.

There are 3 types of types of survey available;

Level 1 – Valuation
Level 2 – Survey and Valuation
Level 3 – Full Building Survey

Please speak to one of our expert advisers to find out which type of survey is right for you.

Foreign Exchange/Currency Transfers
If you’re buying a property and need to bring some money over from overseas, don't leave it until the last minute to think about foreign exchange.
Many buyers opt for what appears to be the obvious route - using their own high-street bank to send the money. That can be a costly mistake, which puts you at the mercy of the exchange rates on the day. You might also find yourself on the receiving end of some eye-wateringl high bank-charges.

If you would lie to learn more about this service, please let your adviser know and we will make an introduction to our preferred specialist.