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Working within the City of London, we understand how difficult it can be to find the time to sit down to discuss your finances and objectives in detail, which is why we do things differently. Our flexible approach means we work around you to schedule a meeting at a time that best suits. This can be before, during or after working hours at a location of your choice.

We offer whole-of-market, expert advice in a wide range of financial products and pride ourselves on the service that we provide, ensuring you have a dedicated adviser as well as a case manager to assist and keep you fully updated every step of the way.

Management Team:

Lee Isham

Lee Isham

Lee is a highly accomplished financial professional with over 14 years’ experience in the industry.

After starting his financial career as an in-branch mortgage broker with Countrywide, Lee quickly progressed into other areas of the financial markets with a focus on HNW and UHNW clients. Lee prides himself on the strong relationships he has built with clients and businesses throughout his career and enjoys nothing more than being able to secure complex lending for his clients which in turn, enables them to purchase their dream homes.

Father to Vinnie and Fiancé to Charlotte, Lee is a keen sportsman who played football for West Ham and Charlton Athletic in his younger years. More recently, when not spending time with his family Lee can be found in the gym or playing golf to a handicap of 9.

Joe Barratt

Joe Barratt

Since graduating from university with a degree in Business Studies, Joe worked in a number of roles within financial services before deciding to set up Lifetime Capital.

Joe's vision is to bring mortgage advice into the modern world through the use of technology, whilst maintaining the personal, tailored approach he has offered throughout his career. Joe understands the importance of securing the correct finance for his clients and prides himself on the exceptional service he provides throughout the entire process. Joe is often labelled a 'workaholic', so don't be surprised if you receive instant responses to late night emails you may send him.

Outside of work, Joe loves to to travel and once spent two years travelling around the world with his fiancé, Emma. Joe is also a keen sportsman, playing football regularly and is a member of a local golf club in West London.

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Contact Us

Call: 0203 963 9900
Email: info@lifetimecapital.co.uk


Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical fee is £395 for purchases and £195 for remortgages but a fee of up to 1% is payable in some instances. Some commercial mortgages and most buy to let mortgages are not regulated by The Financial Conduct Authority.

Lifetime Capital Ltd (812032) is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority - FCA Number 460421

Lifetime Capital Registered Office: 80 Coleman Street, London, EC2R 5BJ