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Contents insurance covers the ‘material possessions’ in your home. These can be things like furniture, TVs, personal belongings and some types of flooring including carpets. Options to insure high value items such as jewellery and art collections may need to be discussed in more detail to ensure adequate cover is in place. Unlike buildings insurance, your mortgage provider won’t insist on you having contents insurance, but we strongly recommend it just in case your home is burgled or there’s a flood or a fire.
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