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Lifetime Mortgages
A Lifetime Mortgage is a mortgage secured against your home, allowing allows you to release a tax-free cash lump sum from the equity held in your property. With a Lifetime Mortgage you retain full ownership of your home and still benefit from any increases in price.

There are several Lifetime Mortgage products/structures available on the market;

  • Lump Sum Lifetime Mortgages (Provides a lump sum)
  • Drawdown Lifetime Mortgage (Provides an initial lump sum then a ‘cash facility’ to draw down from)
  • Interest-Serviced Lifetime Mortgage (similar to Drawdown Lifetime Mortgages, but this allows you the opportunity to pay some or all the monthly interest charged)

What Is Equity Release
If you are a homeowner aged 55 or over and would like to raise additional funds, equity release could be the solution for you.

You can access the equity in your home as tax-free cash without having to sell or downsize. There’s no restrictions on how you spend your money, offering the financial freedom to make the most of your later-life.

There are many different structures and products to choose from, which is why it is essential to discuss your objectives with a qualified adviser.

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*Details submitted through this form are confidential. The information therein is used only to contact you to discuss the areas you've expressed an interest in.

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Contact Us

Call: 0203 963 9900
Email: info@lifetimecapital.co.uk

IMPORTANT

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical fee is £395 for purchases and £195 for remortgages but a fee of up to 1% is payable in some instances. Some commercial mortgages and most buy to let mortgages are not regulated by The Financial Conduct Authority.

Lifetime Capital Ltd (812032) is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority - FCA Number 460421

Lifetime Capital Registered Office: 80 Coleman Street, London, EC2R 5BJ

© 2024 LIFETIME CAPITAL