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Lifetime Mortgages
A Lifetime Mortgage is a mortgage secured against your home, allowing allows you to release a tax-free cash lump sum from the equity held in your property. With a Lifetime Mortgage you retain full ownership of your home and still benefit from any increases in price.
There are several Lifetime Mortgage products/structures available on the market;
- Lump Sum Lifetime Mortgages (Provides a lump sum)
- Drawdown Lifetime Mortgage (Provides an initial lump sum then a ‘cash facility’ to draw down from)
- Interest-Serviced Lifetime Mortgage (similar to Drawdown Lifetime Mortgages, but this allows you the opportunity to pay some or all the monthly interest charged)
What Is Equity Release
If you are a homeowner aged 55 or over and would like to raise additional funds, equity release could be the solution for you.
You can access the equity in your home as tax-free cash without having to sell or downsize. There’s no restrictions on how you spend your money, offering the financial freedom to make the most of your later-life.
There are many different structures and products to choose from, which is why it is essential to discuss your objectives with a qualified adviser.
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*Details submitted through this form are confidential. The information therein is used only to contact you to discuss the areas you've expressed an interest in.
Contact Us
Call: 0203 963 9900
Email: info@lifetimecapital.co.uk